Helping you with the life you want to live in retirement.
Are you a UK expat with a Defined Benefit Pension Scheme? Will there be enough in your UK pension to sustain the lifestyle you envision for your retirement years? Is your UK pension safe? Are you sure?
While Defined Benefit Pension Schemes pay a guaranteed income for life, they are not as flexible as the alternative “defined contribution” schemes. A Defined Contribution Scheme such as a SIPP (Self Invested Personal Pension) provides a number of compelling reasons to transfer your Defined Benefit Pension; you have full control and a wide choice of investments; can consolidate multiple pension schemes; benefit from flexi-access drawdown with a guaranteed Pension Commencement Lump Sum (PCLS) of 25%. Most importantly the UK pension deficit crisis does not apply to Self Invested Personal Pensions.
Whether you decide to retire early or work longer, the earlier you start planning, the more likely you’ll be financially prepared for retirement. In the same way that you would diversify your investments, diversifying your pension - that is, spreading the investment risk across different markets - is key to obtaining more stable and robust returns and to minimising risk over the long term. It’s important to give yourself the best chance for a happy and secure future.
With years of experience in the financial services sector and, specifically, retirement planning, we’re able to give you the best advice you’ll find anywhere in the world. By seeking expert advice before taking steps towards pension planning, you can save yourself money and worry.
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You have dreamed, planned, invested and grown your wealth. You have taken steps to protect it in order that it may continue to grow. But that is not where it ends: now you need to preserve your wealth for the long term. You may ask, but is protecting and preserving your wealth not the…Read More
Warren Buffet reputedly said that it takes twenty years to build a reputation and five minutes to lose it. The same could be said of wealth: it takes time to build but it can be lost in an instant. Your overarching principle should be to protect what you have built in order that it can…Read More
Because it's what you have, after you have it all, that counts.